After a suspicious fatal car accident in Hastings where the identity of the victim was forged, the Quality Life insurance company sends their smart investigator Abe Holt to identify the body. The unique beneficiary of the one million dollars death benefit is the sister of the victim, Isold, who lives with her son Thor and her husband Fred in a poor cabin in the middle of nowhere. Along the investigation, Abe discloses the truth about the fraud, but feels sorry for Isold and Thor and tries to help them with tragic consequences.